low interest when you take any kind of loan from credit card then you have to pay some interest along with the billing i.e. when you carry forward the remaining balance then a small extra which is known as interest is added to you.
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low interest
Choose a credit card with low interest so that you have to pay the least interest on expensive purchases If you tell about the minimum interest rate, then it is considered as 1.5% to 2.99% percent.
If you think that you have to keep a low interest rate in expensive purchases, then you should choose the card which does not charge high interest from you. read information Read about Top 6 Credit Cards On Which You Will Have To Pay Low Interest Rates
1. Hdfc bank infinia credit card
This credit card is addressed as super premium, it is given to a select number of customers on special invitation of hdfc, it is not easily available to everyone, let us tell you that this credit card gives you benefits on travel, rewards and food and shopping provide
On this credit card, you will have to pay a monthly interest rate of 1.99 percent, while talking about the annual interest rate, it is going to be 23.88 percent, which is less than other credit cards.
The 1.99 percent interest rate is known to be a good interest rate.
Features
- 1. With this credit card you will get Global Personal Concierge 24X7
- 2. Talking about the welcome bonus of this credit, you are going to get reward points up to 10,000 thousand
- 3. If you also transact or transact in foreign currency, then you have to charge at least 2 percent
- 4. If You Spend Rs.150 Using Credit Card You Get 5 Rewards Points
- 5. If Marriott gives you complimentary Club Membership for the first year
2. HDFC Diners Club Black Credit Card
If you give information about this credit, then it comes in the count of super premium credit cards in India. In this credit card, you get many benefits like card travel, shopping, rewards, food and golf. Available on credit cards The highest default reward on this credit card is 3.33% when it comes to foreign mark up charges, it is 1.99%
The interest rate of this credit card is going to be 1.99 percent per month while the annual interest rate is going to be 23.88 percent.
Features
- 1. Through this credit card, if you are traveling by air, you get death coverage of up to 2 crores in case of an air accident
- 2. With this credit, you will get airport access in more than 1000 lounges across the world
- 3. It has a very low foreign mark-up fee of 1.99 percent
- 4. You will also get annual subscription on Amazon Prime, Moto Pro etc.
- 5. If you spend Rs 150 with this credit card, then you get 5 reward points for every spend
3. Kotak Privy League Signature Credit Card
Most of the benefits in this credit card are available to those who demand lifestyle benefits, those who want to benefit from the merchant point of view, this credit card is better for them, if they spend in the merchant category, they get 5 reward points.
If we talk about the monthly interest rate of this credit card, then it is 2.49 percent while the annual interest rate is going to be 29.88 percent.
Features
- 1. Get 2X points on retail spends on this credit card
- 2. You get a complimentary Priority Pass on this card for 4 free trips
- 3. You will get 5X point’s on some additional benefits like hotel stay or food, airlines, international expenses, travel agency etc.
- 4. You get 5X reward point in categories like grocery and multi brand online and departmental stores
4. SBI Elite Credit Card
This credit card is known as the complete premium credit card. It gives many benefits like movie, shopping, travel benefits. This card is very beneficial if you make big expenses through this credit card then you will get 2.5%. reward rate of
Talking about the interest rate of this credit card per month, it is 1.99 percent while talking about the annual interest rate, it is 23.88% per annum.
Features
- 1. When you take a credit card, you get a welcome gift which is worth 5 thousand
- 2. You get 6 thousand movie tickets every year
- 3. If you spend on departmental stores etc. then you get 5X reward points
- 4. You Get Complimentary Club Vistara Silver Membership
- 5. Get 2 reward points if you spend more than Rs.100
5. Axis Bank Burgundy Private Credit Card
This credit is designed with a view to high net worth individuals. This card is provided free of cost to Burgundy customers. This card offers many benefits to the user such as no charges for foreign transactions. Can use lounges at international airports Is
The interest on this credit is 1.50 percent per month while the annual interest rate is 19.56 percent.
Features
- 1. You will get Welcome Reward Points up to 30 thousand for the first transaction with this credit
- 2. You will get 15 reward points for spending more than Rs.200 on this credit card
- 3. You will get 5 movie tickets every month on book my show and complimentary tickets on non movie shows.
- 4. Unlimited lounges at airports for pass holders
6. Axis Bank Magnus Credit Card
This card is a premium card. It provides card benefits for travel, in your lifestyle, entertainment, in the interest of your health and well-being. The specialty of the card is that it does not charge any cash withdrawal fee.
Talking about the interest rate of this card per month, it is 2.50 percent, while the annual interest in this card is going to be 34.49% per annum.
Features
- 1. Talking about the special features of this card, you will get complimentary room upgrade discounts and stay at Oberoi properties
- 2. If you book movie tickets through book my show then you will get a discount of Rs.500
- 3. You get 12 Age Reward points when you spend more than Rs.200 with this credit card
- 4. Let us tell you that through this credit you can get huge discount of 25 percent at more than 2000 fine dine restaurants across India.
This low interest credit card will not only give you less interest, but it also gives you more benefits like you have read above, any person wants to use the credit card more and more only when it is offered from time to time or its If you get cashback or reward points from the use, then you have seen that these credits provide you maximum benefits, you must use these credit cards.
