You will need to spend Rs. 1.5 lakh in order to get a free year's membership within the first 90 days after joining the company.

Only the subscription will be renewed each year if it meets the annual expenditure milestone of Rs.85,000 from the date of accumulation.

The validity of reward points is three years. Reward points earned for insurance transactions will not exceed INR 5,000 per hour.

Refer a golf course for booking, reservation assistance and dining referral. Flower delivery, gift delivery, car rental, limousine, hotel reservation

For business services and courier service assistance, a concierge will be available 24/7. This service is available to both primary and second members from India and overseas.

This lounge list includes more than 1000 airports. Surcharge waiver of 1% for all fuel transactions between INR 400 and INR 5,000 up to a maximum INR 1,000 per statement cycle

SmartBuy INR 1. (Can be redeemed via Reward Points upto a maximum 70% of the booking value. Balance must be paid by credit card).

Airmiles 1.00 (Airmiles In Intermiles, Singapore Airlines (Chrisflyer Miles), Club Vistara) (1 Reward Point = 1 Amile).

Before you can redeem Airmiles in NetBanking, one must complete the Frequent Flyer Registration. The HDFC product list (vouchers/products).

 Cashback INR 0.30 on any purchase of INR 0.50 for those aged 21-65 years  Income: Income Tax Return INR 21 Lakh annum 

For credit card information related to low interest credit cards,   visit the link below You will come across some such low interest rate credit cards that you can easily become aware of.

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