What is HDFC Regalia Credit Card, its benefits, features, applying and checking application status, complete information will be found on this post
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HDFC Regalia Credit Card
Know about what is HDFC Regalia Credit Card
What is HDFC Regalia Credit Card?
The HDFC Regalia Credit Card is a premium credit card offered by HDFC Bank in India. It is designed to cater to the lifestyle and financial needs of individuals who enjoy luxury and travel benefits. The card provides exclusive privileges, rewards, and features to enhance the cardholder’s experience.
Features of HDFC Regalia Credit Card
✓ Welcome Benefits: Cardholders receive a welcome gift upon joining, which may include reward points or vouchers.
✓ Reward Points: Earn reward points for every transaction made using the HDFC Regalia Credit Card. These points can be redeemed for a variety of rewards, including flights, hotel stays, merchandise, and more.
✓ Travel Benefits: Enjoy complimentary access to airport lounges, travel insurance coverage, and special discounts on flight and hotel bookings.
✓ Dining Privileges: Avail of discounts and offers at partner restaurants and enjoy a fine dining experience.
✓ Concierge Services: Access personalized concierge services to assist with travel bookings, reservations, and other lifestyle-related needs.
✓ Fuel Surcharge Waiver: Get a waiver on fuel surcharges at fuel stations across India, subject to terms and conditions.
✓ Contactless Payments: Make secure and convenient payments by simply tapping your card on the contactless-enabled card reader.
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Benefits of HFC Regalia Credit Card
✓ Lifestyle Benefits: Enjoy exclusive privileges and discounts on shopping, entertainment, dining, and more.
✓ Travel Benefits: Access airport lounges, enjoy special travel offers, and avail of travel insurance coverage.
✓ Reward Program: Earn reward points on every transaction, which can be redeemed for various rewards.
✓ Insurance Coverage: Get complimentary air accident insurance and emergency overseas hospitalization coverage.
✓ EMI Options: Convert high-value purchases into easy monthly installments with the SmartEMI feature.
✓ Contactless Payments: Experience faster and more secure payments with the contactless feature.
Reward Points of HDFC Regalia Credit Card
HDFC Regalia Credit Card offers reward points for every transaction made using the card. The number of reward points earned depends on the transaction type and the partner merchant. The accumulated reward points can be redeemed for a wide range of options, including flight bookings, hotel stays, merchandise, gift vouchers, and more.
How to Redeem Reward Points on HDFC Regalia Credit Card?
To redeem reward points on your HDFC Regalia Credit Card, follow these steps:
▶️ Log in to the HDFC NetBanking portal or the HDFC mobile banking app.
▶️ Navigate to the ‘Credit Cards’ section and select the ‘Redeem Reward Points’ option.
▶️ Choose the desired redemption category, such as flights, hotels, merchandise, or vouchers.
▶️ Select the specific item you wish to redeem and follow the instructions to complete the redemption process.
HDFC Regalia Credit Card Joining and Annual Fee and Other Charges
The joining fee, annual fee, and other charges associated with the HDFC Regalia Card may vary. It is recommended to visit the HDFC Bank’s official website or contact the bank directly to obtain the most accurate and up-to-date information regarding fees and charges.
Eligibility Criteria for HDFC Regalia Credit Card
The eligibility criteria for the HDFC Regalia Card may include factors such as minimum age, minimum income requirement, employment type, and credit history. Generally, individuals with a stable income, a good credit score, and a strong credit history are more likely to meet the eligibility requirements.
Documents Required for HDFC Regalia Credit Card
The documents required to apply for the HDFC Regalia Card typically include:
➡️ Proof of identity (e.g., PAN card, Aadhaar card, passport)
➡️ Proof of address (e.g., utility bill, bank statement, rent agreement)
➡️ Proof of income (e.g., salary slips, income tax returns, bank statements)
Can you apply for HDFC Regalia Credit Card on any other credit card?
No, you cannot directly apply for the HDFC Regalia Card using any other credit card. To apply for the card, you need to visit the official HDFC Bank website or visit a branch of HDFC Bank.
How to Apply for HDFC Regalia Credit Card on the Bank’s Website?
To apply for the HDFC Regalia Card on the bank’s website, follow these steps:
▶️ Visit the HDFC Bank’s official website.
▶️ Navigate to the credit card section and select the HDFC Regalia Credit Card.
▶️ Fill out the application form with the required details, such as personal information, contact details, employment details, and income details.
▶️ Submit the application form and await further instructions from the bank.
How to Apply for HDFC Regalia Credit Card at Bank Branch?
To apply for the HDFC Regalia Card at a bank branch, follow these steps:
➡️ Locate the nearest HDFC Bank branch.
➡️ Visit the branch and approach the customer service desk or credit card section.
➡️ Request an application form for the HDFC Regalia Credit Card.
➡️ Fill out the application form with the required details, such as personal information, contact details, employment details, and income details.
➡️ Attach the necessary supporting documents.
➡️ Submit the application form and documents to the bank representative.
➡️ Wait for the bank order for further processing
How to Check HDFC Regalia Credit Card Application Status Online?
▶️ To check the HDFC Regalia Credit Card application status online, follow these steps:
▶️ Visit the HDFC Bank’s official website.
▶️ Navigate to the credit card section.
▶️ Find the “Track Application” or “Check
▶️ Application Status” option.
▶️ Enter the required details, such as application reference number or application form number.
▶️ Submit the details and view the status of your HDFC Regalia Credit Card application.
What is the HDFC Regalia Credit Card Limit?
The HDFC Regalia Card limit, or the credit limit assigned to a cardholder, is determined by HDFC Bank based on various factors such as the individual’s income, credit history, and other internal policies of the bank. Credit limit can be different for everyone
How to Make HDFC Regalia Credit Card Bill Payment Online?
To make HDFC Regalia Credit Card bill payment online, follow these steps:
➡️ Log in to the HDFC NetBanking portal or the HDFC mobile banking app.
➡️ Navigate to the ‘Credit Cards’ section.
➡️ Select the ‘Pay Credit Card Bill’ option.
➡️ Enter the bill amount and select the bank account from which you want to make the payment.
➡️ Follow the instructions to complete the payment process.
What are the HDFC Regalia Credit Card Customer Care Numbers?
For any queries or assistance regarding the HDFC Regalia Card, you can contact HDFC Bank’s customer care.
The customer care numbers can be found on the official HDFC Bank website or on the back of your HDFC Regalia Card.
