apply for international credit card in India some necessary documents and qualification are necessary what are the steps you have to follow on this post for application
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apply for international credit card in India
To apply for a credit card abroad while in India, you need to follow these steps
credit card issuer
The applicant has to decide which credit card issuer he/she wants to apply with, such as American Express, Discover, Mastercard and Visa, etc.
Check Eligibility
All credit cards have their own eligibility criteria, check out whether you are eligible or not. Many credit cards offer offers but you are not eligible for them, depending on many factors like age, your annual income, and especially credit score etc.
proof of identification
It is very important to have proof of your identity, for this you have proof
- 1. Passport ID
- 2. Vehicle Driving License
- 3. Income certificate
- 4. Residence Certificate
- 5. Essential Bills
One of these is a must have for your identity to be verified. This is a government ID that states your identity and residence.
Fill the Application Form
After selecting the card, you fill the application form, you can fill this application personally from the bank branch, online and also by phone, this process can be completed only when you know all the necessary points.
Review of the application
When you apply securely, the card issuer checks it, it may take time for them to check, you should wait for their decision, once the application is approved, you can get the card by post.
activate card
After the application is approved, you get the card through post, you can read the instructions to activate it and use the card accordingly.
You have to keep this in mind, you have to understand the terms and conditions of the card, the process of application will be the same as the eligibility.
Check Credit Score and Report
It is necessary to check the card, choose a card with low interest, if the financial condition is better, then a card with high interest can provide you benefits.
Check Credit Scores Before Applying Card issuers must check your credit score depending on whether your application is approved or not. You can check your credit score for free through the Equifax credit bureau.
Foreign Transaction Fee
If you use the card for international transactions, then you should check which card has the least foreign transaction fee before applying.
Using a low fee card will save you money
Consult and advise before applying for the card, if required, collect information and adopt the right credit card.
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